This happy Asian panda fire flowchart is a comprehensive plan for those who want to retire in their 30s or 40s rather than at the traditional age of 60. From simple steps like creating a budget to more complex strategies like Health Savings Accounts or investment plans like Roth IRAs, the fire flowchart assists you in managing your finances in a way that best supports early retirement. The fire flowchart is a comprehensive plan that explains the entire journey of investing and paying off debts at the same time by taking into account factors such as interest rate and savings.