This Simple ATM Machine System is an electronic banking outlet that enables customers to perform basic transactions without the assistance of their branch representative or teller. Anyone with a credit or debit card can withdraw cash from most ATMs in the United States and abroad. ATMs are convenient because they allow consumers to perform quick self-service transactions such as deposits, cash withdrawals, bill payments, and account transfers. Fees for cash withdrawals are frequently charged by the bank where the account is held, the operator of the ATM, or both. Some or all of these fees are avoidable by using an ATM directly operated by the bank with the account.